IMPORTANT CONSUMER INFORMATION

A broker-dealer, investment financial professional, BD agent, or IA rep may only transact business in a state if first registered or is excluded or exempt from state broker-dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up: individualized responses to persons in a state by such a Firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker-dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

Bridgette Gavagan is registered to conduct securities business in Arizona, Georgia, and North Carolina. Melissa Greenwood is registered to conduct securities business in Arizona. This communication is intended only for individuals residing in states in which the applicable financial professional is properly registered. No offers may be made or accepted from outside the states in which the applicable financial professional is properly registered.

Insurance-related services may be provided only in states in which the applicable financial professional is properly licensed. Bridgette Gavagan and Melissa Greenwood are licensed to offer insurance products in Arizona.

Bridgette Gavagan and Melissa Greenwood offer securities through United Planners Financial Services, Member FINRA/SIPC. Investment advisory services are offered through PFG Advisors, LLC, an SEC-registered investment adviser. Insurance products are offered through approved insurance carriers. Aero Federal Credit Union (DBA AERO Financial), AERO Investment Services, PFG Advisors, LLC, and United Planners Financial Services are separately owned entities and are not affiliated companies.

Not FDIC/NCUA insured | No Financial Institution Guarantee | May Lose Value

All investments involve the risk of potential investment losses, and no strategy can assure a profit. Past performance does not guarantee future results.

Free and simple tools are available to research firms and financial professionals at INVESTOR.GOV/CRS, which also provides educational materials about broker-dealers, investment advisors, and investing. You may also visit FINRA's BrokerCheck to research the background of investment professionals and firms.

PLEASE NOTE: The information being provided is strictly as a courtesy for informational purposes only and should not be viewed as an endorsement, sponsorship, solicitation or other affiliation with respect to any third parties or their content. When you visit any of the website links provided here, you are leaving the AERO Financial website. We make no representation as to the completeness or accuracy of information provided at these websites. The company is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to, or use of third-party technologies, websites, information, and programs made available through this website. When you access one of these websites, you are leaving our website and assume total responsibility and risk for your use of the websites you are linking to.

Tuning Your Social Security Benefit

Have a Question?